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Which type of plan is right for you?

Comprehensive Plans

Comprehensive Plans

GuideStone’s Health Choice plans offer robust medical coverage with built-in pharmacy benefits. There are a variety of deductible options to choose from so you can find the one that is right for your needs and your budget. These full-coverage plans are our most popular option.

Is this plan right for me? If you are looking for the highest level of coverage and protection and are willing to pay a higher monthly cost for the protection, then a comprehensive plan is a good choice. These plans are popular with families and individuals who have ongoing medical needs. The built-in prescription drug benefits are also a plus if you take high-cost medications.

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Consumer-driven Plan

Consumer-Driven Plans

GuideStone’s Health Saver plans leverage the powerful combination of the lower-cost High Deductible Health Plan (HDHP) with a Health Savings Account (HSA) to pay any medical bills. These plans can be less costly, while also empowering you to be knowledgeable about the total cost of your health care.

Is this plan right for me? The consumer-driven plan is a good option for anyone who desires well-rounded coverage at a lower cost. If you are willing to take on the administrative duties of managing an individual HSA and educate yourself about how to navigate your benefits, a consumer-driven HDHP could work for you.

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Protection Plans

Protection Plans

GuideStone’s Value Health and Secure Health plans are an appropriate choice for healthy individuals looking for protection from high-dollar medical claims. Value Health offers scaled-down benefits in exchange for a lower monthly cost, while Secure Health is an alternative plan that provides true medical coverage at our lowest monthly cost.

Is this plan right for me? Protection plans are a good choice for healthy individuals of all ages. These plans focus on preventing new health problems instead of providing treatment for existing health issues. Because Secure Health lacks prescription drug coverage, it will not be the best option for individuals who take higher-cost medications.

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