The need for life insurance is one of those things in life most of us would rather not think about. But if something happens to you, who will take care of your spouse and children? Who will pay the mortgage, bills, college tuition or other expenses? With a term life insurance plan available through GuideStone, you are assured that during difficult times, your family will be protected by a trusted Christian organization that shares your values. And with stable rates for over a decade, these plans are a sound investment for you and your family.

Term life plans are available for employees, their spouses and dependent children. (View benefits for seminary students)

Term life
Employee term life is available in salary multiples up to eight times your annual salary (to a maximum of $750,000, or in flat amounts from $10,000 to $50,000 and $100,000). Use our life insurance calculator to help decide which coverage option is best for you.

Spouse term life coverage is available in increments of $5,000 up to $250,000 but no more than half of the employee's coverage.

Employee Term Life
Coverage amounts	Coverage in $5,000 increments from $10,000 to $50,000; or  A flat amount of $100,000; or  One to eight times annual salary not to exceed $750,000 If you qualify, guaranteed standard issue up to four times annual salary may be available without underwriting.
Coverage maximum	$750,000
Benefit reduction at age 65 (active employees)	Reduces to 65% of current amount with a minimum of $20,000
Retirement	Maximum of $20,000 or coverage amount at retirement, whichever is less

Spouse Term Life
Coverage amounts	$5,000 increments
Coverage maximum	50% of Employee Term Life Coverage up to a maximum benefit of $250,000

Employee and Spouse Term Life rates are available here.

Child life
For just 75 cents per month per family, the Child Term Life Plan offers $10,000 of coverage for each of your eligible dependent children.

Child Term Life
Coverage amounts	$10,000
Coverage limitations	Coverage begins at 14 days of life and may continue up to age 25
Monthly Rates The monthly rates for $10,000 child life coverage is 75 cents total, regardless of the number of children covered.
Age	All ages 14 days and up
Rate	$0.75

Find out more about the value-added benefits you will receive with term life coverage through GuideStone Financial Resources.