Important: The Care Basic Plan and Care Plus Plan pay healthcare costs based on Medicare-approved amounts. The participant pays all of the costs for services not covered by Medicare and costs above the Medicare-approved amount.
Medicare-
Coordinating Plan |
2012 Monthly Rates |
Coverage |
Prescription Drug Copays |
Potential Plan Advantages |
Potential Plan Disadvantages |
| Care Basic Plan |
$118.00 |
Part A, Prescription Drugs |
Copays for generic, preferred and non-preferred. Generic copays in the coverage gap. |
Lower monthly rates |
Does not cover Part B services; can lead to higher out-of-pocket costs |
| Care Plus Plan |
$232.90 |
Part A, Part B, Prescription Drugs |
Copays for generic, preferred and non-preferred. Generic copays in the coverage gap. |
Broader coverage; can help reduce out-of-pocket expenses |
Higher monthly rates |
Important: If you sign up for Medicare prescription drug (Part D) coverage through another carrier, you may lose your GuideStone medical coverage.
- Plans must be selected by the 10th of the month prior to your desired effective date.
-
Also see
frequently asked questions
about prescription benefits.
For more information about Group Plans for employers with 10 or more employees, contact an Insurance Solutions and Services representative with GuideStone. Existing Group participants should see your employer’s authorized benefits representative for details.