Participants in GuideStone’s Health Saver 2800 medical plan may qualify to open a Health Savings Account (HSA). Below is a highlight of the plan's benefits:
Health Saver 2800 plan benefits:
| In-network Benefits |
Health Saver 2800 Medical Plan |
| Deductible for individual coverage |
$2,8001 |
| Deductible for family coverage |
$5,600 |
| Plan coverage |
Plan pays 80%2 |
| Annual out-of-pocket maximums: individual/family |
$3,000/$6,000 (after deductible) |
| Primary care physician office visit/specialist office visit |
Plan pays 80%2 |
| Hospital admission and outpatient surgery |
Plan pays 80%2 |
| Wellness and preventive care |
Plan pays 100% (no deductible) |
| Emergency room |
Plan pays 80%2 |
| Chiropractic services (limited to 20 visits) |
Plan pays 80%2 |
| Mental health — inpatient |
80% (30 days annually)2 |
| Mental health — outpatient |
80%2 |
| Maternity (after deductible) |
Plan pays 80%2 |
| Lifetime maximum benefit |
Unlimited |
1Deductible for individual coverage applies only to persons with no dependents on their coverage.
2 Your deductible is met by both medical and prescription drug expenses. Plan deductible must be met before benefits are paid.
Health Saver 2800 prescription benefits:
| $2,800/$5,600 Plan Deductible1 |
Retail (30-day supply) |
Home Delivery (90-day supply) |
| Generic drug |
Plan pays 80% after deductible |
Plan pays 80% after deductible |
| Preferred drug2 |
Plan pays 80% after deductible |
Plan pays 80% after deductible |
| Non-preferred drug2 |
Plan pays 80% after deductible |
Plan pays 80% after deductible |
| Specialty drug2 |
Not available |
Plan pays 80% after deductible (30-day supply only) |
1The individual and family deductible is combined for both medical and prescription drug expenses. Plan deductible must be met before benefits are paid.
2 If a preferred or non-preferred drug is purchased when a generic is available, the cost difference between the cost of the preferred/non-preferred drug and the drug cost of its generic equivalent will not apply to the participant's deductible or out-of-pocket expenses. After the deductible is met, the participant must pay the cost difference between the preferred/non-preferred drug and its generic equivalent.