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Prescription Drug Program FAQs

What is a generic drug?
A term used for prescription drugs identified by their chemical name -- a bioequivalent to the brand name drug made available to the public after the patent has expired on the brand name drug. The generic version usually results in a less expensive drug.
Can I fill my prescriptions by mail?
Yes, when you need a prescription drug on an ongoing basis, you can mail your prescription and mail order form to Medco Health mail order service to receive prescriptions for up to a 90-day supply of medication.
What are preferred brand name drugs?
Also known as formulary drugs, this is a list of commonly prescribed medications that are selected based on their clinical effectiveness and opportunities to help control your plan’s costs.
What about retail pharmacies? Can I get my prescriptions there, too?
When you need a prescription on a short-term basis, you can fill your prescription at a local participating network pharmacy to receive prescriptions for up to a 30-day supply.
Wal-mart recently introduced $4 pricing for some qualified generics. If a GuideStone member uses his or her Medco benefits at a participating Wal-Mart pharmacy (or any other discount pharmacy) for a qualified generic, what will they be charged for the prescription?
The member will always pay the lesser of “usual and customary” (for example, $4 for some generics at Wal-Mart) and copay for prescriptions whether at Wal-mart or any retail pharmacy.
Do members have to use their Medco benefits at Wal-Mart or other discount pharmacies to get this pricing?
No. Members do not have to use their pharmacy benefits to get the lesser pricing for qualified prescriptions at participating discount pharmacies. Should they choose to use their Medco benefits (by showing their ID card), they will still only pay the lower price for qualified generic prescriptions and have the added advantage of Medco’s virtual pharmacy program. This program keeps track of each member’s prescription history—whether the prescription was filled through a retail pharmacy or through home delivery—and automatically checks for drug interactions. If necessary, Medco then provides the pharmacist with additional information or warnings.
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