Guaranteed Standard Issue (GSI) is automatic approval for life insurance in flat amounts or up to four times annual salary. No underwriting is required for GSI amounts. The following criteria must be met for GSI eligibility:
An applicant who is eligible for GSI and applies for five to eight times salary will be set up with four times salary with a GSI effective date. The application will be underwritten for the five to eight times amount. (If approved, the upgrade would be effective on the approval date. If denied, GuideStone will continue to bill for the GSI amount.)