What is the maximum benefit period (ADEA I and ADEA II)?
The length of time benefits are paid while you are disabled. The maximum benefit period depends on your age at the time disability begins. GuideStone makes available plans with two maximum benefit period options, the ADEA I and ADEA II, shown below.

ADEA I

Age at Disability

 Maximum Period of Payment

Less than 60

To age 65, but not less than 5 years

60

60 months

61

48 months

62

42 months

63

36 months

64

30 months

65

24 months

66

21 months

67

18 months

68

15 months

69 and over

12 months

ADEA II

Age at Disability

Maximum Period of Payment

Less than 60

Greater of age 65 or 5 years

60 to 64

5 years

65 to 69

Greater of age 70 or 1 year

70 and over

1 year