We want to make your GuideStone Insurance re-enrollment as simple as possible. Here you’ll find all the tools and information you need to make the best decisions for your family.

Tools for Personal Plans re-enrollment

Choosing the Right Medical Plan worksheet – Compare the true cost of your health plan options.   Four things that determine a medical plan’s total cost.  Three simple steps to re-enroll.  Compare your PPO Medical Plan Options – Summary of plan benefits.  Health Saver 2800 benefits .  PPO vs. Health Saver plan comparison chart – How are they different?  Preventive care schedule.  Guided Dental HMO Plan Fee Schedule.  Important contact information.

Your monthly rates for Medical, Dental, Term Life and Disability plans are listed on the rate sheets in your re-enrollment package. If you haven’t received your re-enrollment package, please call us at 1-888-98-GUIDE (1-888-984-8433). If your employer participates in the Group Plans, see your employer's authorized benefits administrator for your rates.

Need one-on-one help?
Call a knowledgeable, friendly customer relations specialist.
1-888-98-GUIDE (1-888-984-8433)

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MedPlan Calculator

Total cost and adequate benefits are the determining factors when selecting your medical plan — not just the monthly rate or the annual deductible. The right plan will have the proper balance of cost and coverage for your family’s needs.

Use the MedPlan Calculator below to compare an estimate of the Total Cost of Care on GuideStone’s PPO plans. (The Health Saver 2800 is different from a PPO plan and is not included in this comparison. For more information about the plan, refer to page 10 of your 2011 Medical and Dental Personal Plans Re-enrollment booklet.)

Having trouble estimating what your health care costs might be? You can get an idea of what typical procedures might cost.

Are you considering moving to a higher-deductible plan? Consider:

You should be prepared to meet your deductible. While you can save on your monthly rate by moving to a higher-deductible plan, you should consider whether you would you be able to set aside those savings to help pay for the higher deductible in the event of an unexpected illness or injury.

Your out-of-pocket costs for care could be higher. In addition to your deductible, your total out-of-pocket costs could be higher in a higher-deductible plan. It really depends on the amount of healthcare you and your family need in a given year. Maximum annual out-of-pocket costs (coinsurance maximum plus deductible) for Family Coverage range from $4,000 on the Health Today plan to $17,000 on the Health Choice 5000. For Individual Coverage, the range is from $4,000 to $12,000.

If you have questions or would like additional guidance, please contact a customer relations specialist at 1-888-98-GUIDE (1-888-984-8433).

Note: If you have coverage through your employer as part of Group Plans, not all options may be available to you. Please see your benefits administrator for your specific benefits information.

This illustration is for educational purposes only. The estimated costs are based on plan benefits and the information you provided. It is not a guarantee of savings or plan performance.

*Total cost is an estimate of your total costs of care for 2011 based on the information you provided. This total includes office visit copays, your portion of the coinsurance costs, prescription drug copays and the annual cost of your health plan.