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Insurance Plans
GuideStone's Additional Benefits
Cigna Dental
Cigna Healthy Rewards
®
— Gain access to discounts on a wide range of health and wellness products and programs. Benefits include weight management programs; massage therapy; acupuncture;
vision discounts
on contacts, glasses and frames; fitness club memberships and much more! Available to enrolled participants and enrolled dependents only. Not all programs and benefits available in all states. For more information and to find participating providers in your area, call 1-800-870-3470 or visit
Cigna's website
.
Access to
myCigna.com
—
This
interactive website
gives you ready access to account information, claims status, provider networks and other useful account maintenance tools. Dental health tips, glossary of dental terminology and dental health news and information are also available
.
Cigna Dental PPO network
—
When you use dental care providers in the Cigna Dental PPO network (Premier Dental Care and Choice Dental Care), services are provided at a discounted rate, so you may have lower out-of-pocket expenses. Log on to
Cigna's website
and use the provider directory appropriate for your plan to locate a dentist in your area.
Oral Health Integration Program (OHIP)
— Enhanced benefits, which include additional evaluations and preventive treatments, may be available for participants who are pregnant or have been diagnosed with one of the following health issues: cardiovascular disease, diabetes, stroke, head and neck cancer radiation, organ transplants or chronic kidney disease. If eligible, participants can simply visit their regular dentist for treatment, then submit a completed
Cigna Dental OHIP Reimbursement Form
for 100% reimbursement of their coinsurance or copay.
Term Life
Life Planning Financial and Legal Resources
—
An objective and personalized
professional counseling service
that includes one-on-one financial
counseling, a written personal financial
plan and access to
Ceridian-licensed counselors in
the event of your death or the diagnosis
of a terminal illness.
assist america
®
—
24-hour network of emergency medical and legal resources offering
worldwide emergency assistance
to active employees and their families who are traveling.
Accelerated death benefit
— Allows terminally ill participants with a life expectancy of 12 months or less to receive up to 50% of the death benefit ($250,000 maximum) prior to death.
Portability or conversion of coverage
— You and your dependents can continue
coverage if employment is terminated
or you otherwise lose eligibility.
Add children without underwriting
— No underwriting is required to add a dependent child within 60 days of the child’s birth, adoption or placement for adoption.
Disability
Survivor benefits
—
If you die after receiving disability benefits for 180 or more consecutive days, your survivor receives one lump sum payment of three times your last month’s gross disability benefit.
Rehabilitation and Return to Work Program
—
To encourage individuals to
return to work as soon as they become
physically able, individuals receive an
additional benefit for participating in a
rehabilitation program.
Disability Plus®
—
An employee will receive an additional 20% benefit if UnumProvident determines he or she has lost the ability to perform two activities of everyday living or has a deterioration or loss of intellectual capacity and needs another person’s assistance or verbal cuing for protection.
1-888-984-8433
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