With a variety of Personal Plans PPO plans available, including the Basic Health 5000 Plan and an HSA-eligible High Deductible Health Plan, GuideStone has developed its widest range of health insurance benefit options yet. View our detailed comparison chart of plan benefits to decide which plan best suits your needs.

All Personal Plans medical plans include access to the Blue Cross Blue Shield BlueCard^® PPO network. 

As a GuideStone medical plan participant, you’ll have access to Blue365. This discount program gives you access to savings on wellness programs and services including Jenny Craig^®, Reebok^®, Everlast^® equipment and more.

To apply for GuideStone coverage complete the Evidence of Good Health application or apply online.

PPO Plans At-A-Glance 

	Health Choice 5000*	Health Choice 3000*	Health Choice 2000	Health Choice 1000	Health Choice 500	Health Today
Annual deductibles: Individual / family	$5,000 / $10,000	$3,000 / $5,000	$2,000 / $4,000	$1,000 / $2,000	$500 / $1,000	$0 / $0
Plan pays (after deductible)	70%	70%	80%	80%	80%	80%
Primary care / specialist copay	$25 / $45	$25 / $45	$25 / $45	$25 / $35	$25 / $35	$20 / $30
Wellness visits (no deductible) [per preventive care schedule for Highmark BCBS]	100%	100%	100%	100%	100%	100%

*These plans do not constitute "creditable coverage" for Massachusetts residents.

Prescription Details

	Health Choice 5000	Health Choice 3000	Health Choice 2000	Health Choice 1000	Health Choice 500	Health Today
Individual / family deductible1	$100 / $200	$100 / $200	$100 / $200	$50 / $100	$50 / $100	NA / NA
Generic copay — Retail / Home Delivery	$15 / $35	$15 / $35	$15 / $35	$15 / $35	$15 / $35	$15 / $35
Preferred drug copay 2 — Retail / Home Delivery	$35 / $90	$35 / $90	$35 / $90	$35 / $90	$35 / $90	$35 / $90
Non-preferred drug copay 2 — Retail / Home Delivery	$50 / $125	$50 / $125	$50 / $125	$50 / $125	$50 / $125	$50 / $125
Specialty drug copay — Retail / Home Delivery	$50 / $50 (30-day supply)	$50 / $50 (30-day supply)	$50 / $50 (30-day supply)	$50 / $50 (30-day supply)	$50 / $50 (30-day supply)	$50 / $50 (30-day supply)

¹ The individual and family prescription drug deductible is combined for Retail and Home Delivery for Personal Plans. Group Plans medical plans do not have a prescription deductible.
² If a preferred or non-preferred drug is purchased when a generic is available, you must pay the generic copayment and the difference between the drug cost of the preferred/non-preferred drug and the drug cost of its generic equivalent.

Other Resources:

• For a more in-depth look of coverage specifics, review our Plan Booklets.
• Frequently Asked Questions about PPO plans and Prescription Drug Benefits.