GuideStone provides affordable solutions with our dental plans. We have three dental plan options to fit your budget and oral care needs. Smile with confidence when you choose a dental insurance plan designed with your family in mind.
As a participant, you’ll have access to the Healthy Rewards® program, which includes a wide range of wellness products. Vision discounts on eye exams, frames, lenses, contacts and even Lasik can help your family see with style. And help cut down on costs. |
| 2012 Benefits |
Premier Dental Plan1 |
Choice Dental Plan1 |
Guided Dental HMO Plan* |
| Deductible (per person per year)2 |
$50 |
$50 |
No deductible |
| Annual maximum benefit |
$1,500 |
$1,200 |
No annual maximum |
| Preventive services (Type I) |
100% |
90% |
$5 office visit copay + applicable fee3 |
| Basic services (Type II — restorative dentistry) |
80% |
70% |
$5 office visit copay + applicable fee3 |
| Major services (Type III — crowns and major restoration) |
50% |
50% |
$5 office visit copay + applicable fee3 |
| Orthodontic maximum (Type IV) |
50% with a maximum benefit of $1,000 |
50% with a maximum benefit of $1,000 |
$5 office visit copay + applicable fee3 (24-month limitation) |
| Dental Surgical Implant Coverage |
50% |
50% |
Not covered |
| Waiting periods |
Six to 24 months for certain services |
Six to 24 months for certain services |
None |
| Save with Network Providers |
May use any provider or save with
network providers |
May use any provider or save with
network providers |
Must use only HMO providers
(Save on covered services) |
| Find a provider |
Network provider directory
Select Dentist.
Under Cigna Dental PPO, choose Radius Network. |
Network provider directory
Select Dentist.
Under Cigna Dental PPO, choose Radius Network. |
Network provider directory
Select Dentist.
Under Cigna Dental Care (HMO), choose Dental Care Network. |
|
2012 Monthly Rates |
| Employee Only |
$36.30 |
$26.89 |
$19.06 |
| Employee + Spouse |
$74.27 |
$52.58 |
$32.25 |
| Employee + Child(ren) |
$74.27 |
$52.58 |
$45.03 |
| Employee + Family |
$126.80 |
$96.17 |
$52.96 |
Guided Dental HMO Plan Coverage
The Guided Dental HMO Plan is available in select areas of:
| AL |
AZ |
AR |
CA |
CO |
CT |
DE |
| FL |
GA |
IL |
IN |
IA |
KS |
KY |
| LA |
MA |
MD |
MI |
MN |
MO |
NE |
| NJ |
NY |
NC |
OH |
OK |
OR |
PA |
| SC |
TN |
TX |
UT |
VA |
WA |
WI |
Find out if the Guided Dental HMO is available in your area.
Enroll Now
*Available only in select areas
1 Coverage percentages based on reasonable and customary charges.
2 Deductibles apply to basic and major services for the Premier Dental Care and Choice Dental Care Plans.
3 Fees are based on the patient charge schedule.
Are you ready for GuideStone’s dental insurance? You can use the online Get a Quote tool or talk with our representative for more information or help deciding which plan is a custom fit for you. Give us a call 1-888-98-GUIDE (1-888-984-8433) or send us an email.