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Disability Insurance Plans

Disability insurance protects your paycheck by replacing a portion of your income during a disability. Short- and long-term plans coordinate to maximize your benefit period.

Our disability plans give you great value and share your values. With three long-term and three short-term plan options, you can find a solution to fit your budget.

Get A Quote for disability insurance now and find a plan your family can afford.

Long-Term Disability

Effective January 1, 2017 

Long-Term Disability Economy Choice Premier
Elimination period 180 days 90 days 90 days
Benefit percentage Up to 60% of monthly earnings Up to 60% of monthly earnings Up to 60% of monthly earnings
Maximum monthly benefit $7,500 per month $15,000 per month $15,000 per month
Minimum monthly benefit Greater of 10% of gross disability payment or $100 Greater of 10% of gross disability payment or $100 Greater of 10% of gross disability payment or $100
Definition of disability Two (2) years own occupation Two (2) years own occupation Three (3) years own occupation
Maximum benefit period1 ADEA I ADEA I ADEA II
Social Security integration Family Family Self
Self-reported mental / nervous limitation 12 Months 12 Months 24 Months
Rehabilitation & Return to Work Assistance Included Included Included
1The ADEA I and ADEA II schedules outline the length of time the benefit will continue if the insured becomes disabled after age 60.

Short-Term Disability

Effective January 1, 2017 

Short-Term Disability Economy Choice Premier
Elimination period 14 days Seven (7) days Seven (7) days
Benefit percentage 60% of weekly earnings 60% of weekly earnings 60% of weekly earnings
Maximum period of benefits 24 weeks 12 weeks 12 weeks
Minimum weekly benefit $25 per week $25 per week $25 per week
Maximum weekly benefit $500 per week $500 per week $500 per week
Definition of disability Any sickness or injury that prevents active work for more than 14 days Any sickness or injury that prevents active work for more than 7 days Any sickness or injury that prevents active work for more than 7 days

The Economy Short-Term Disability Plan has a longer benefit period than the Choice and Premier Short-Term Disability Plans to provide benefits throughout the longer elimination period under the Economy Long-Term Disability Plan.

Are you ready to consider GuideStone's disability insurance? You can Get a Quote or talk with our representative for more information. Give us a call at 1-888-98-GUIDE (1-888-984-8433) or send us an email.

Find out more about the additional benefits you will receive with term life coverage through GuideStone Financial Resources.