Disability insurance plans

Disability insurance protects your paycheck by replacing a portion of your income during a disability. Short- and long-term plans coordinate to maximize your benefit period.

Our disability plans give you great value and share your values. With three long-term and three short-term plan options, you can find solution to fit your budget.

Get A Quote for disability insurance now and find a plan your family can afford.

Long-Term Disability

Long-Term Disability

Economy

 

Choice

 

Premier

 

Elimination period

 

180 days 90 days 90 days

Benefit percentage

 

60% of monthly earnings 60% of monthly earnings 60% of monthly earnings

Maximum monthly benefit

 

$7,500 per month $15,000 per month $15,000 per month

Minimum monthly benefit

 

Greater of 10% of gross disability payment or $100 Greater of 10% of gross disability payment or $100 Greater of 10% of gross disability payment or $100

Definition of disability

 

Two (2) years own occupation Two (2) years own occupation Three (3) years own occupation

Maximum benefit period1

 

ADEA I ADEA I ADEA II

Social Security integration

 

Family Family Self

Self-reported mental / nervous limitation

 

12 Months 12 Months 24 Months

Disability Plus®

 

Not Included Included Included

Rehabilitation & Return to Work Assistance

 

Included Included Included
1The ADEA I and ADEA II schedules outline the length of time the benefit will continue if the insured becomes disabled after age 60.

 

Short-Term Disability

Short-Term Disability

 

Economy

 

Choice

 

 Premier

 

Elimination period

 

14 days Seven (7) days Seven (7) days

Benefit percentage

 

60% of weekly earnings

60% of weekly earnings

 

60% of weekly earnings

Maximum period of benefits

 

24 weeks

12 weeks

 

12 weeks

 

Minimum weekly benefit

 

$25 per week

$25 per week

 

$25 per week

 

Maximum weekly benefit

 

$500 per week

$500 per week

 

$500 per week

 

Definition of disability

 

Any sickness or injury that prevents active work for more than 14 days

Any sickness or injury that prevents active work for more than 7 days

 

Any sickness or injury that prevents active work for more than 7 days

 

*The Economy Short-Term Disability Plan has a longer benefit period than the Choice and Premier Short-Term Disability Plans to provide benefits throughout the longer elimination period under the Economy Long-Term Disability Plan.

Are you ready to consider GuideStone’s disability insurance? You can Get a Quote or talk with our representative for more information. Give us a call 1-888-98-GUIDE (1-888-984-8433) or send us an email.

Find out more about the additional benefits you will receive with term life coverage through GuideStone Financial Resources.

Seven misconceptions


2401 Cedar Springs Rd, Dallas, TX 75201
1-888-984-8433
© Copyright 1997-2014, GuideStone. All Rights Reserved.