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Dental Insurance

Dental plans with great value and shared values — that’s worth a smile! With three plan options, you can find one to fit your budget. All plans have access to Cigna’s expansive nationwide dental network.

Keep Saving Money

You’ll also benefit from the Healthy Rewards® program, which includes a wide range of wellness and vision discounts — eye exams, frames, lenses, contacts and even LASIK.

Get A Quote for dental insurance now and find a plan your family can afford.

Dental Plan Benefits

Effective January 1, 2017

Premier Dental Care Plan1 Choice Dental Care Plan1 Cigna Dental Care DHMO Plan*
Deductible (per person per year)2 $50 $50 No deductible
Annual maximum benefit $1,500 $1,200 No annual maximum
Preventive and diagnostic care (Class I) 100% 90% $5 office visit co-pay + applicable fee3
Basic restorative care (Class II) 80% 70% $5 office visit co-pay + applicable fee3
Major restorative care (Class III) 50% 50% $5 office visit co-pay + applicable fee3 (Surgical implants not covered)
Orthodontia (Class IV) 50% with a lifetime maximum benefit of $1,000 50% with a lifetime maximum benefit of $1,000 $5 office visit co-pay + applicable fee3 (24-month limitation)
Waiting periods Six to 24 months for certain services Six to 24 months for certain services None
Save with network providers May use any provider or save with network providers May use any provider or save with network providers Must use only HMO providers
2017 Monthly Rates
Employee only $39.33 $29.13 $26.66
Employee + spouse $80.45 $56.96 $45.11
Employee + child(ren) $80.45 $56.96 $62.99
Employee + family $137.34 $104.16 $74.07

 

1 Coverage percentages based on reasonable and customary charges.



2 Deductibles apply to basic and major services for the Premier Dental Care and Choice Dental Care Plans.



3 Fees are based on the Cigna Dental Care DHMO Patient Charge Schedule.

*Available only in select areas

Dental FAQs Additional Dental Benefits Wellness Resources Get A Quote

Are you ready for GuideStone's dental insurance? You can use the online Get A Quote tool or talk with our representative for more information or help deciding which plan is a custom fit for you. Give us a call at 1-888-98-GUIDE (1-888-984-8433) or send us an email.