Personal Plans

• Coverage is available in $5,000 increments from $10,000 to $50,000, or
• A flat amount of $100,000, or
• One to eight times annual salary, not to exceed $750,000.

Group Plans

Coverage options are determined by the employer. Please contact the plan administrator.

Personal Plans
Yes — but only if you apply for employee term life. A spouse cannot carry more than half of the employee's coverage (max $250,000).

Group Plans
The spouse does not have to apply for term life if it is offered by the employer. Please contact your plan administrator.

This is a plan that pays you or your beneficiary if you die or suffer a specified loss (eyesight, hand or foot) in an accident.

Pays you or your beneficiary if you die or suffer a specified loss (eyesight, hand or foot) in an accident. Benefit equals employee term life amount.

Guaranteed Standard Issue (GSI) is automatic approval for life insurance in flat amounts or up to four times annual salary.  No underwriting is required for GSI amounts.  The following criteria must be met for GSI eligibility:

• Must be a first-time employee at your first church eligible for GuideStone coverage.
• May not have previously been rejected for coverage by GuideStone underwriters.
• The application must be signed within the first 62 days of the employment or eligibility date.
• The application must be received within 90 days of the employment or eligibility date.

An applicant who is eligible for GSI and applies for five to eight times salary will be set up with four times salary with a GSI effective date. The application will be underwritten for the five to eight times amount. (If approved, the upgrade would be effective on the approval date. If denied, GuideStone will continue to bill for the GSI amount.)