Employee eligibility
In order to apply for GuideStone’s life and health products, employees must be considered “eligible.”  An “eligible employee” is:

• A paid employee of a church, agency or institution affiliated with the Southern Baptist Convention (or other organization currently participating with GuideStone); and
• Working 20 or more hours per week.

Employees of multiple SBC employers will still be eligible if the hours worked per week with the multiple employers total 20 or more.

To maintain eligibility, employees must continue to meet the above requirements. Failure to do so could render an employee ineligible for GuideStone’s life and health products.

Student eligibility
Students at participating Southern Baptist seminaries are also eligible for certain life and health products.

First-time employment
If you are currently attending, have attended or have graduated from an approved seminary or Bible college and become employed with a Southern Baptist employer, you are eligible to enroll in a medical plan only, without underwriting, if you meet all of the following criteria:

• You apply within 60 days of your full-time (20 hours or more per week) employment date with a Southern Baptist employer.
• Your employment begins no later than 12 months after the date you last attended or graduated from a seminary or Bible college.
• You must not have previously made application for participation through underwriting with the Personal Plans and been rejected for yourself or a dependent.

Coverage will be effective on your hire date or the first day after meeting your employer's eligibility or waiting period.

Dependent eligibility
An employee must have coverage in order for a dependent to also be covered on a GuideStone plan. Eligible dependents include:

• The employee's spouse.
• Children age 26 and under who are dependent on the employee for support and maintenance are eligible for medical.
• Unmarried children under age 25 who are dependent on the employee for support and maintenance are eligible for dental and life.
• An unmarried child (over age 25) who is covered under the employee and is incapacitated. (Review Plan Booklets for more information on incapacitated children.)

Children are not required to maintain student status in order to remain eligible for GuideStone coverage.