What is a deductible?
The up-front out-of-pocket expense. Participants must meet their deductible with eligible charges before claims will be paid.
What are Type I: Preventive services?
- Routine oral examination— two per calendar year
- Routine dental cleanings— two times per calendar year
- Bitewing x-rays once every 12 months
- Fluoride treatments for children under age 13—one treatment per 12 months
What are Type II: Basic services (restorative dentistry)?
- Panoramic x-ray— once every 60 months
- New fillings; replacement fillings— once every 24 months per filling
- Simple extractions
What are Type III: Major services (crowns and major restoration)?
- Endodontic treatment (root canal)
- Dentures
- Crowns
What are GuideStone’s waiting periods?
Based on your effective date of coverage, you may be required to satisfy a waiting period before certain services are eligible for benefits.
- Under the Premier Dental Care and Choice Dental Care Plans, there is a six-month waiting period for endodontic services, denture adjustments and, for children under 16 years of age, stainless steel or plastic crowns.
- There is a 12-month waiting period for complex oral surgery and periodontic services and a 24-month waiting period for crowns, inlays, onlays, labial veneers and partial or full dentures.
- There is a 12-month waiting period on orthodontic services under both plans.
- The Guided Dental HMO Plan does not have waiting periods for covered services.
What is the Cigna Healthy Rewards® program?
The Healthy Rewards® program allows dental participants to gain access to discounts on a wide range of health and wellness products and programs including:
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Laser vision correction
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Weight management programs
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Massage therapy and acupuncture
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Smoking cessation programs
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Herbal supplements
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Fitness club memberships, including Curves®
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Much more!
Available to enrolled participants and enrolled dependents only. Not all programs and benefits available in all states. For more information and to find participating providers in your area, call 1-800-870-3470 or visit Cigna's website.
When will I receive ID cards for my dental plan?
Cigna Dental mails ID cards to plan participants within a month after becoming effective in the plan. If you need to see a dentist prior to receiving your dental card, you may create an account on Cigna's website and print an ID card to use immediately (please allow at least a week for GuideStone to set up your account with Cigna).